Situated in the northern part of Windsor, Ontario, Detroit is the largest city in the state of Michigan and the only city that looks south to Canada. Because of its architecture, this city is referred to as the "Paris of the West". Detroit has risen as a transportation hub because of its strategic location along the Great Lakes Waterway. At times referred to as the Metro Detroit area, this city has an estimated population of 4,425,100, making it the nation's eleventh-largest city. “Rock City” is one of the nicknames of Detroit taken from Kiss' song "Detroit Rock City".

Because the business for mortgages have become more competitive, the number of mortgage brokers have increased. These are firms or individuals who act as representatives between the borrower and the lender of a mortgage loan. They keep the lender and borrower in touch with each other, and acquire a share of the profit from the borrower if the loan succeeds. But contrary to mortgage bankers, they do not issue loan commitments, prepare loan documents, service the loan, or discuss the terms of the loan.

Detroit has drawn more people across the nation because of their lower rates on mortgages, giving their clients great financial savings. Fixed rate mortgages in the state are now in demand across the country. Mortgage brokerage companies offer mortgage borrowers that do not have great credit records assistance without regarding these things as a restriction. With enough knowledge in dealing with the entire process these companies can provide assistance from processing to approval without having too much difficulty.