Detroit is the only city facing south to Canada and the largest city in the United State of Michigan, ranking as the eleventh densest city having a population of 912,062. This city is sometimes called the Metro Detroit area and is situated north of Windsor, Ontario. “Motor City” and “Motown” are the two known nicknames of this city because of the automobile industry found here and as an outstanding source of music legacies. The city got its name from the Detroit River or in French "le détroit du Lac Érie" which means the strait of Lake Erie but was shortened to "Detroit" after the French and Indian War in 1760. One of the popular institution in this city is Wayne State University, a national research university with medical and law schools.

If you are having trouble with the terms of your mortgage then a loan modification may be of help to you. In loan modification, the lender changes an existing loan with a goal to help the homeowner make the loan more affordable. Even if the homeowner's hardship is temporary, as long as it can be proven it is valid. Cases of these hardships that could get modifications accepted are illnesses of the borrower or of the borrower's family member, divorce, lowered income, unsuccessful business, loss of property due to natural or unnatural disaster and death in the family.

The number of homes facing foreclosure soars by nearly 15 percent due to increasing cases of job losses. In Detroit, another helpful idea that would deal with the neighborhood vacancies is organizing campaigns to grant resources to the people in order to clean up empty houses, cut grass and install lights that are solar powered for the neighborhood's safety. But better solutions are being offered throughout the city to help them save their homes like foreclosure prevention counseling, providing them options like loan modification, to repayment modification, to refinancing and forbearance.