Considered as the unofficial "Capital of New England", Boston is one of the oldest cities of the United States, the capital and largest city of the Commonwealth of Massachusetts. At times, Boston is termed as "The City of Neighborhoods" for its many diverse subsections. Having an approximate population of 609,000, Boston City proper is the twenty-second largest in the country. This city is the center of higher education and a center for medicine as it is surrounded by many colleges and universities within the city. Research, engineering, electronics, finance, and technology is where the city's economy is based. Imitated widely in the United States as the accent of the Harvard graduates, is what people call the "Boston accent" where it started in the 17th century East Anglia and Lincolnshire.

What is a Loan Modification? It is a process where the aim of a lender is to find a more affordable mortgage payment for a financial situation of a borrower. Consented by both the lender and the borrower, this process is a permanent change of loan contract. Normally, fixing the interest rate for a certain period of time and lowering the rates are some forms of loan modification. But today, it is given only to borrowers who are experiencing hardships in payments because of serious illness, death in the family or loss of employment.

Good things are still happening despite the foreclosure crisis in the state of Boston. In the midst of this situation, a big change has manifested among the people and how they are going about their business. Protecting and preserving their neighborhoods are their primary goal. This crisis has bonded them in so many ways and straightened their aim of organizing the neighborhood. They are focusing on withholding their home ownerships and preserving their houses. Although the strongest neighborhoods have experienced foreclosures, people manage to find ways to help fight the foreclosure crisis with the help of community development corporation and neighborhood association.